some guidance outside the scope of your three questions. Remember that all issues discussed should be referred to your local counsel before you make any decision or take any action. In fact it is advisable to have your local counsel on the CONSULT call.

Getting our TERA service beforehand will help focus the CONSULT to your specific case. You might also enhance the benefit by ordering a Preliminary Document Review where he looks at unrecorded documents. Here are just some sample questions that are frequently asked, in no particular order:

• How likely is it that I will lose my home?
• What can I do about it?
• How can I settle or modify?
• What are my chances of success if I do something now?

Neil will share his thoughts on your specific case in a recorded CONSULTATION. You will receive the audio file and you can have it transcribed into a word document to cut and paste into pleadings, motions, and memoranda.”