Litigation Support

for

Lawyers & Pro Se Litigants

THE ADMINISTRATIVE STRATEGY

This is the ADMINISTRATIVE STRATEGY: First the questions, then the complaint and finally the follow up complaint. Includes without charge a copy of the title report and a 30 minute CONSULT with Neil. 

Part 1 QWR and DVL

Part 2 Complaints to CFPB and State AG

Part 3 Follow-up complaints to CFPB and State AG

Part 4 (Optional) lawsuit alleging violations of RESPA, FDCPA 

Administrative complaints are more likely than litigation to produce early settlements although litigation strategies will often produce better settlements and modifications. Questions are posed via QWR and DVL. Complaints are made to the CFPB and State AG.

The Qualified Written Request (QWR) under the Real Estate Settlement and Procedures Act (RESPA) together with the Debt Validation Letter (DVL) under the Federal Debt Collectors Procedures Act (FDCPA) is the starting point, asking pointed questions relating to the debt.

When correctly written they require response from servicers and parties claiming to be lenders or successors. After sending the QWR and DVL and receiving the responses we analyze their response and draft complaints for you to send to your State AG -Attorney General and the CFPB -Consumer Financial Protection Board. Again they must respond.

These responses often form the basis for follow up complaints alleging non compliance by the responder. The responses also provide grist for arguing inconsistent statements when and if you go to court. And failure to respond or responding with misrepresentations are probably good grounds for claims or defenses in court. 

After analyzing your case, the Lending Lies team will request specific information that the servicer can't provide without fabrication of documents and misrepresentation. The benefit of this service is having Neil Garfield and his paralegal tailor the letters specifically to the findings in your Chain of Title assessment so the servicer is accountable and must answer the questions in your request.

The more information you can receive from your loan servicer, the more apt they are to make errors and provide conflicting information that can help you demonstrate the servicer’s lack of authority and the named claimant's standing. Typically the left hand doesn’t know what the right hand is doing at most servicer’s organizations. The servicer’s failure to properly respond sets up the servicer or other responder for fines and damages. 

PARDON OUR DUST: THE ADMINISTRATIVE STRATEGY IS NOW AVAILABLE COMPLETE WITH QWR, DVL, COMPLAINT TO STATE AG, COMPLAINT TO CFPB, AND FOLLOW UP COMPLAINTS TO AG AND CFPB PLUS 30 MINUTE RECORDED CONSULT FOR A TOTAL PRICE OF $1495. This also includes a title search. You will get a copy of that report issued by our title vendor.

*TO ORDER WRITE TO [email protected]. GTC will bill you through PayPal but you can pay any way you want. Or just fill out the form below and say "I want to order the Administrative Package." 

If necessary you can pay in two installments but payments must be current to receive our work. Down Payment is Minimum $795.

REQUIRED! YOU MUST FILL OUT OUR REGISTRATION FORM WITH AS MUCH INFORMATION AS POSSIBLE AND BE READY TO UPLOAD DOCUMENTS TO OUR FTP SITE. 

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